My Online Business Empire Review – Another Obvious Scam?

Name: My Online Business Education (MOBE)

Website url: www.mobe.com
Price: $49 + 19.95/mth + upsells (up to $29,997)
Business Location: Malaysia
Owner: Matt Lloyd
Recommend For: People With Substantial Budget

MOBE, How to Determine if It’s For You

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Is My Online Business Education (also referred to as MOBE)  a legitimate opportunity or another run of the mill Internet scheme? I am going to help you come to the conclusion within this review by offering you the facts and walking you through the various aspects of the program.

You may have seen information online where this program is referred to My Top Tier Business or My Online Business Empire (along with a couple of domain name changes).  This is because these were the former names prior to it’s name today. They are all connected.

Within this review, I am going be explaining exactly why many folks share a negative opinion on this program. I am going to explore exactly what this system involves and what Matt Lloyd and the team over at MOBE are offering to their members and how they are building a business by offering products that cost $10,000’s.

At the end of the day, it is you that works very hard for your money so before you invest it into any program online, you should truly understand how something works and how much outlay of money is involved.

The Pros vs. Cons of My Online Business Empire

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Pros:

• Some good training (lots of it directed at promoting MOBE)
• High commissions (if money is your only focus, not value)

Cons:

• Too many unnecessary “upsells”and “downsells” within the system
• Poor customer support and a low level “community”
• Feels like you are buying products just so you can sell them
• Products are VERY expensive
• The system is built off of big name gurus with big lists
• Very difficult to get a refund (they make it tough)
• There is little focus on creating a “niche” business

What Exactly Do You Do As a Member of My Online Business Education?

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Good question.

When you join a program like this, you are anticipating like the name indicates, that you are going to be building an online business with MOBE.  But what does that entail?

To be completely honest, not what you may be expecting in particular if you have been sold on the idea of the $49 top tier business 21 step program .  This MOBE scheme, like many of the MLM (Multi-Level-Marketing) programs is focused on you buying into the program itself so that you have the “right” to promote the very same product to others.  There is no obligation to do so, but if you want to earn more commissions, the quickest way to do so is to upgrade your membership to one of their memberships.

These include the following tiers:

Standard Affiliate: $19.95 per month
MLR: $2,497 one time + $99 per month (inner circle)
Titanium: $9,997 + $199 per month (inner circle)
Platinum: $16,667 + $299 per month (inner circle)
Diamond: $29,997 + $299 per month (inner circle)

The typical form of payment within the program is done through bank wire as there are 3% additional processing fees tacked on if you want to user your credit card to purchase.

Although it is stated that you can build a business within any niche you like (and you probably could), the very essence of the program and the commission structure sets you up in a way where you are more than likely going to end up promoting MOBE.  Whether it is as a Standard $19.95 per month affiliate or through the MOBE Marketplace or selling people on the upper tiers of the program which range from $2,497 to $29,997 in price.

Is a $49 Product What You Are Being Sold On?

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Many folks have voiced their complaints in respect to the fact that affiliates of this program are encouraging them to join for $49 only to realize that there are more costs associated with the program if you want to promote the higher ticket programs.

Level 7 of the 21 step training will indicate this in more detail if you do decide to buy the program, but as you BUY INTO the higher membership tiers (up to $29,997 for the Diamond package)…you will be able to promote these. You will then be taught a variety of marketing methods, many of which are geared towards how to sell other people into the My Online Business Education (formerly known as Empire) system.

All of the successful folks within this program (and I wouldn’t doubt some of them are great marketers), are making money through selling MOBE.  You don’t find many people sharingtheir wild success in the dieting niche…or within the hair loss niche, every single success story within this program that has been arrived upon in my research has been those selling MOBE to others.

Why?  Because naturally if you spend money on one of the upper tier mobe memberships (MLR, Titanium, Platinum, Diamond) you are doing so in order to earn higher commissions, thus you are investing in the system so you can promote MOBE as your main product to others.

The initial $49 price point is very deceiving to some..    You have bought into the program but it is just brushing the surface in respect to the overall costs.

The My Online Business Education Membership Upsells. Ready for the REAL Price?  

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Like most of the multi-level-marketing programs  in the opportunity industry, MOBE’s product hierarchy and compensation plan can be quite confusing.

Here is a full list of the products and an explanation of them.  I know these are not promoted heavily at the outset of the program because if they were, it might scare those folks off that don’t have the money to invest.

$19.95/mth Standard Affiliate Program Fee – This fee applies if you want to market most of the products located within the MOBE Marketplace.  You earn anywhere from 10%-50% commissions. It is unusual for an affiliate program to charge you to sell their products.  Most affiliate programs are free.  Charging people to promote your products is something that is much more commonplace within the MLM world.

$49 My Top Tier Business – This is the most common entrance points you will hear folks chatting about online (and that you will be “offered”).  This is a 21 step program that includes a variety of training and a “free live coach”.  What happens when you join through this entrance point, it indicates that you have “money” and upon you being a customer, your live coach will be in touch with you in the early stages of the training to determine how much purchasing power (how much they can sell you) within the program.

This is usually the point where someone is earning affiliate commissions off of your purchases and if you upgrade to any of the higher tiers, your sponsor is going to reap commissions as a result (along with the company, in a split commission)

$2,497 MOBE License Rights (Full Program) -If you are interested in joining the MOBE partnership you are going to be asked to pay the lofty sum of $2,497.  This is a full license to My Online Business Education, which essentially gives you the rights to promote this same stuff to others.  This does include some training:

• MOBE Licensee Kit
• My Online Business Empire (8 hours)
• Funded Proposal (17 hours of training)
• Affiliate Bonus (11 hours of training)
• OPT formula (14 hours of training)
• Amongst a few other modules (always being updated/added to)

If you are interested in earning higher commissions by promoting the My Online Business Education program to other people, you will need to pay for the license rights.   Here are just some of the products that you will earn a 90% commission rate with if you purchase MLR Rights:

• $99 per month – The Vault
• $97 per month – MOBE Elite Earners
• $194 – Email Marketing Empire
• $194 – The OPT Formula (Outsourcing Formula)
• $291 – Affiliate Bonus Domination
• $194 – Funded Proposal
• $9.95 – IM Revolution Handbook
• $297 – MOBE Licensing Kit
• $297 – Traffic Masters Academy
• $39.95 – Instant Info Product

And that is not it…there are PLENTY more products in this program.  These are the MOBE products you will earn 50% commissions with:

• $1997 – 10,000 Leads in 100 Days
• $997 – Online Income Revolution
• $997 – The 90 Day Challenge
• $997 – Six Figure Coaching Secrets
• $997 – Add the Nitrous
• AND SEVERAL OTHERS

And then there are “services” that you will be able to earn.  These range from $97 for “Done for You Emails” to “$19,997” for 3 days at the MOBE Studio.

Within the MOBE program, there are currently 7 different products that you can earn 90% commissions on (if you at minimum the MLR program which is $2,497) and several higher ticket products that you earn 50% .   You can also earn 50% commissions selling MLR to others, total of $1,250.

**There is one loophole in which you can become part of the next tier without paying.  If you generate 5 “commissionless” sales at a particular tier directly above you.  If you wanted to become MLR for example, you would have to forgo five $1,250 commissions (totalling $$6,250).  Otherwise you are required to pay for the tier above you in order to be able to earn commissions within that tier.

Then there are 3 Upper Tiers:

Titanium: $9,997
Platinum: $16,667
Diamond: $29,997

These offer you what the MLR tier offers you plus the ability to earn commissions within the respective tier you upgrade to.  If you want to earn commissions on Diamond upgrades, then you will need to be a Diamond member.

When all is said and done,  if you were to purchase all of these products you would have to spend $29,997 + $299 per month for the privilege to promote the highest tier membership (and associate products) to others.

Or you could put a down payment on a house for this same amount.

You are also expected to travel to and attend conferences and meet-ups, which can easily lead to $1,000’s more of expenditures.

Not exactly what most folks bargained for when they joined the $49, 21 step program.

This is a very common marketing approach.  Target people with a low price/entry point on the front end making you believe you get everything you need, when in reality there is the not-so-subtle expectation that you will be investing much MUCH more once you get inside and you are put through their highly refined sales process.

If you don’t have decent sized budget and you don’t feel like selling the same high ticket products/services to other folks, then this may not be the program for you.  If you want to pay lots of money for the privilege of making high commissions  then this program may be for you.

Can You Get Support From Matt?  How Responsive is Their Support Team?

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Instead of speculating (which I am not a fan of), I will give you the straight proof directly from the founder himself.

See the founder of My Online Business Education response to to complaints about poor support within their system.

Matt Lloyd Said It Best on Warriorforum.com

I suppose this sort of honesty can definitely be respected these days, but on the same token, if you join something you expect a high level of support, in particular when you are spending $1,000’s of your hard earned money.  They have increased their support team in the past few years and now offer more dedicated support than they did, so things have improved.

One thing that you might find a little confusing though is where the community is located.

Instead of MOBE having a community of help within their actual back office where you can get help from your sponsors/members, you will find everyone hanging out on Facebook within their group or offering support through Facebook PM’s (assuming you have upgraded to a higher level, aka playing nice).

If you want to pay more for their dedicated support, then you can do so.   But if you are a $49, 21 step program customer you are not going to get the personalized support you need as your free coach will give you more of a “meet and greet” experience showing your options within the program.

Here is an example screenshot of the Facebook group that is run by MOBE:

A Group on Facebook.com is FREE to create. Where’s the value?

When you invest a considerable amount of money, you should expect to get unbelievable, high quality and expert support.  Just make sure that you always ask and query a company before paying them money what type of support they are going to be offering you, how it will be delivered and are the people giving it qualified to give it (have the been in the trenches).

This is where you might be able to find Matt Lloyd on occasion if you ever do need help and there is also going to be help and interactive elements if you do spend the money to upgrade and travel to the live events.

Deep Pockets, Requires Even DEEPER Ones to Recoup Your Costs

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At the end of the day, MOBE is a program you buy into, giving you the rights to promote the program to others.  The more products you buy and the more you spend, the more you can promote.

Whether you believe this is the type of organization you want to get involved with is up to you.  Chances are you have come to this page because someone is promoting MOBE to you.  The reason they are promoting MOBE to you in the first place is because they get commissions (typically 50-90%) if you end up joining this program, rather than actually selling you training, they might be selling you into the “idea” of success.

Your goal once you get involved in the program is likely going to be to sell the system to others and push them towards the higher ticket upsells so you earn more commissions, or you will be able to sacrifice a % of your commissions and have the MOBE sales team get people to buy more stuff (which might make life easier).

You refer people to this system (often times your friends/family/social network) and the engine behind MOBE will take care of the upsells.  People buy in for $49 and will realize they are going to have spend more though very quickly.  These pricing upgrades are going to range from $2,497 to $29,997 for the Business Affiliate Membership Fees (with the exclusion of the $19.95 Standard Affiliate Program).

Are There More Cost Efficient Ways to Start a Business?

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At the end of the day you are in control of your online/offline purchases, but if you are looking to invest into a business all websites should be completely transparent with you about the very “low” cost to entry to start a business online.

First, you can get started for free.  There is great deal of information and platforms out there that can help get started online which are completely free…and this includes everything from your websites, your hosting, your training, your mentorship, etc.

Second, to buy the services required to run a business online is very low…even if you are going to be purchasing quality, industry reputable services.

To give you a breakdown on the “high” end of what it should cost to start a business online, here is some info:

• Hosting: $25-50 for quality hosting (WP Engine, SiteRubix.com)
• Email Autoresponder: $20 per month (Aweber.com)
• Domain: $15 per year (Namecheap.com)
• Website Builder: FREE (SiteRubix.com, Weebly.com)
• A Passion/Interest: FREE (you decide!)

So for $45-70 per month, you can be operating a successful business in ANY niche you want.  You can be building your own brand, you can be building a successful business, and you can be utilizing the TOP services in the industry for under $70 per month.  Everything included.

This is a big difference from $29,997 membership cost + $299 per month in the Diamond tier of MOBE.

If you have someone promoting the $49 program, there is nothing wrong with inquiring about the other potentials costs of the program/business.  The program is MUCH MORE involved than just the 21 step program (which is the most common entrance point being promoted to folks).

Want to Take a Passion and Create a Business? See How it Works!

My Final Product Overview for MOBE

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Name: My Online Business Education (MOBE)
Website url: www.mobe.com
Price: $49 + 19.95/mth + upsells ($2,497, $9,997, $16,667, & $29,997)
Owner: Matt Lloyd
Overall Rank: Doesn’t Meet Criteria
VERDICT: VERY EXPENSIVE, aggressive marketing, expensive, limited support unless you have lots of money to spend.

If you have any questions or comments or you would like to offer your own personal review or feedback of MOBE (formerly My Online Business Empire, now My Online Business Education), please share your thoughts within the comment form at the very bottom of this page.

What Scientists Know About Jewel Beetle Shimmer

Iridescent green beetles could provide a blueprint for light reflecting materials. That's the conclusion of scientists at the Georgia Institute of Technology in Atlanta who recently discovered jewel beetles change color because of the light reflecting properties of the cells that make up their external skeletons. They say the finding could be important for industries such as car manufacturers that look to reflective light paints for automobiles. When light hits a surface that's difficult to see through, the surface either scatters, absorbs or reflects the light to produce colors. In the case of the jewel beetle's external skeleton, its five, six and seven sided cells spontaneously arrange themselves to reflect light at certain wavelengths that produce green, yellow and red colors.

Research suggests the cells come from spontaneous arrangement of glucose-like particles called chitin molecules that form as cones like those in a cholesteric liquid crystal. When these cones solidify, they preserve their structures and produce colors as light hits them from different angles.

The beetle's structure also forms helices similar to a cholesteric liquid crystal in that its straight cells sit on or are used to form the curved structure of its external skeleton. Research shows that when the pitch of the helix of cholesteric liquid crystals is close to the wavelength of visible light, they reflect light with specific wavelengths, leading to brilliant metallic colors.

Miniature optical devices and photonics such as those envisioned for microlasers and implantable medical sensors could benefit from the finding. Scientists already are studying ways to commercialize and apply materials that have properties similar to jewel beetles.

Ocean Thermal Energy Conversion

OTEC, or ocean thermal energy conversion, is an energy knowledge that changes solar radiation into electric power. OTEC systems use the ocean's natural thermal gradient—the information that the ocean's layers of water have unlike temperatures—to drive a power-producing cycle. As long as the temperature between the warm surface water and the cold deep water differs by about 20°C (36°F), an OTEC system can produce a significant amount of power. The oceans are thus an enormous renewable resource, with the potential to help us generate billions of watts of electric power. This potential is predictable to be about 1013 watts of base load power generation, according to some experts. The cold, deep seawater used in the OTEC process is also rich in nutrients, and it can be used to culture both marine organisms and plant life near the shore or on land.

The economics of energy production today have delayed the financing of a lasting, continuously operating OTEC plant. However, OTEC is very hopeful as an alternative energy resource for tropical island communities that depend heavily on imported fuel. OTEC plants in these markets could provide islanders with much-needed power, as well as desalinated water and a variety of mariculture products.

Poisonous plants to humans

Many native and exotic plants are poisonous to humans when ingested or if there is skin contact with plant chemicals. However, the most common problems with poisonous plants arise from contact with the sap oil of several ever-present native plants that cause an allergic skin reaction—poison ivy, poison oak, and poison sumac.

Poison ivy, poison oak, and poison sumac release oil, urushiol, when the leaf or other plant parts are bruised, damaged, or burned. When the oil gets on the skin an allergic reaction, referred to as contact dermatitis, occurs in most exposed people as an itchy red rash with bumps or blisters. When exposed to 50 micrograms of urushiol, an amount that is less than one grain of table salt, 80 to 90 percent of adults will develop a rash. The rash, depending upon where it occurs and how broadly it is spread, may significantly impede or prevent a person from working. Although over-the-counter topical medications may relieve symptoms for most people, immediate medical attention may be required for severe reactions, particularly when exposed to the smoke from burning these poisonous plants. Burning these poisonous plants can be very dangerous because the allergens can be inhaled, causing lung irritation. Outdoor workers may be exposed to poisonous plants.

Prevention
Workers can prevent contact with poisonous plants by taking these steps:
• Wear long sleeves, long pants, boots, and gloves.
o Wash exposed clothing separately in hot water with detergent.
• Barrier skin creams, such as a lotion containing bentoquatum, may offer some protection before contact.
o Barrier creams should be washed off and reapplied twice a day.
• After use, clean tools with rubbing alcohol (isopropanol or isopropyl alcohol) or soap and lots of water. Urushiol can remain active on the surface of objects for up to 5 years.
o Wear disposable gloves during this process.

First Aid
• Immediately rinse skin with rubbing alcohol, specialized poison plant washes, degreasing soap (such as dishwashing soap) or detergent, and lots of water.
• Rinse frequently so that wash solutions do not dry on the skin and further spread the urushiol.
• Scrub under nails with a brush.
• Apply wet compresses, calamine lotion, or hydrocortisone cream to the skin to reduce itching and blistering.
• Follow the directions on any creams and lotions. Do not apply to broken skin, such as open blisters.
• Oatmeal baths may relieve itching.
An antihistamine such as diphenhydramine (Benadryl) can be taken to help relieve itching.

Benefits of Yoga

Yoga is recognized to increase flexibility; yoga has position that triggers different joints of the body. Including those joints that are not acted upon with usual exercises routines.

Yoga in addition increases the lubrication of joints, muscle and tendons. The well-researched yoga positions exercise the different tendons and ligaments of the body.

Yoga also massages every organs of the body. Yoga is possibly the only exercise that can work on through your internal organs in a methodical manner.

Yoga acts in a healthy way on the various body parts. This stimulation and massage of the organs in turn benefits us by keeping away disease.

One of the far-reaching benefits of yoga is the eerie sense of awareness that it develops in the person who is practicing yoga of an impending health disorder or infection.

Yoga provides a complete detoxification of the body. It smoothly stretches the muscles and joints as we massage the various organs, yoga ensure the best blood supply to various parts of the body.

Yoga is also an excellent way to tone your muscles. Muscles which have been sagging and weak are stimulated repeatedly to shed excess fats and flaccidity.

Environmentalist

An environmentalist is a person who protects the environment through changes in public policy or individual behavior.

In 1995,Chewing Norphel retired civil engineer joined the Leh Nutrition Programme and had a channel with retaining walls an a sluice gate dug to control the flow of water .The water freezes to form glacier and in summer ,melts and provides water to the farmers in the area.

Mahesh Chandra Mehta This lawyer is known for battle to protect the Taj Mahal, which was losing its sheen due to air pollution.From 1984,be began his battle at last after 10 years , succeeded in moving the coal industry to a safe place.

Valmik thapar His mission to save tigers is something he has been striving towards single-mindedly for over 30 years. He has written 14 books and set up a foundation (Ranthambore) in 1988 to try and find peace among people, tigers and forest.

Arvind Gupta The winner of many awards, including the first national award for science popularization among children, he has initialized the making of low-cost, co-friendly toys from recyclable materials.

Prof Veer Bhadra Mishra known over the world for his efforts to clean the Ganga, he dedicated his life to this cause. His Clean Ganga campaign earned him the title of One of the Heroes of this planet in TIME

CEW Beauty Awards

The board of Cosmetic Executive Women has announced the winners of its fourth annual Beauty Awards, following a total of 301 product entries and votes from over 400 key figures in the beauty industry. Designed to, "take the guesswork out of beauty shopping with an...edited collection of the best products out there," according to CEW President Caroline Neville, the awards honoured several leading brands including Neal's Yard Remedies which scooped the Best British Brand gong, Clinique which received three awards in total, and Coty which picked up the Best New Celebrity Fragrance award for Kate Moss' Velvet Hour. Least surprising award of the night? The Best Iconic Beauty Product title went to Elizabeth Arden's must-have Eight Hour Cream, of course.

Source: http://www.vogue.co.uk/